The Central Civil Services (Conduct) Rules, 1964

17. INSOLVENCY AND HABITUAL INDEBTEDNESS:

A Government servant shall so manage his private affairs as to avoid habitual indebtedness or insolvency. A Government servant, against whom any legal proceeding is instituted for the recovery of any debt due from him or for adjudging him as an insolvent, shall forthwith report the full facts of the legal proceedings to the Government.

NOTE. - The burden of proving that the insolvency or indebtedness was the result of circumstances which, with the exercise of ordinary diligence, the Government servant could not have foreseen, or over which he had no control, and had not proceeded from extravagant or dissipated habits, shall be upon the Government servant.

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